Wow! You actually came to this page? I’m impressed!

The only reason it exists is because my legal people made me include it. I hate fine print, rules, and assuming something might go wrong, but it’s important to stay legal.

I’ve tried to translate the legalese into readable English the best I can. Welcome here!

The Site

I run this site so people like you (and people you like) can use it to grow spiritually and experience God-sized lives, ministries, businesses and relationships. Browse all you like, request access to virtual resources, and even download files, just be careful to retain all the copyright laws. You may use resources here for personal, non-commercial use, but if you want to share anything, you must get permission first and always share the original documents with the copyright and other notices intact. They’re there for a really good reason, so zero distributing, modifying, transmitting, reusing, re-posting, or anything else uncool with any of the stuff, including the text, images, audio, and video, for public or commercial purposes unless I give you written permission. It’s the law.

By visiting and using this site, you’ve agreed to your legal obligation to (read: you’re stuck with) the terms and conditions listed below and any other law or regulation that applies to the site, the Internet, the World Wide Web, or the United States of America. Do not continue to access or browse the site if you have or want to make any problems with it. Just leave. Once you start viewing and accessing the site, there’s no turning back — you are bound by (read: stuck with) the terms and conditions.

Your Privacy

We don’t share your data, but if you request a password reset, your IP address will be included in the reset email.

For users that register on our website, we store the personal information you provide in your user profile. You may see, edit, or delete your personal information at any time (except you cannot change your username). Website administrators can also see and edit that information.

If you visit our login page, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.

If you arrived at our site via an affiliate link, we track that activity as well.

When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.

Affiliate Terms

Our affiliate agreement forms a legally binding relationship where you (the “Affiliate”) receive 25% compensation for promoting visits to www.Marnie.com (the “Company”). Anytime a guest, using your affiliate link, purchases a product, resource or coaching package, you receive 25% of the submitted funds.

So here’s the scoop on the Top Rules for Cybersurfers who hang out on this site:

1. For everyone’s sake, assume that everything on the site is copyrighted unless it clearly says it’s not. If you need more access or permissions, you must get written permission first.
2. While I try to include only accurate stuff and working links, I can’t promise you it’s accurate. I make mistakes. In fact, I’m not promising you anything except my best effort. Use the site and resources at your own risk. We can’t assume liability or responsibility for errors or omissions on the site, or for how you use the content. If you do see an error, typo, or broken link, we’d love it if you’d use the contact form at the bottom of any page to let us know so we can fix it. Thanks!
3. I and anybody else who helped me create, produce, or deliver the site are not liable for any damages you suffer when you use it.  The following is in original legalese: Our disclaimer includes direct, incidental, consequential, indirect, or punitive damages arising out of your access to, or use of, the site. Without limiting the foregoing, everything on the site is provided to you ‘AS IS’ WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. Please note that some jurisdictions may not allow the exclusion of implied warranties, so some of the above exclusions may not apply to you. Check your local laws for any restrictions or limitations regarding the exclusion of implied warranties. Ugh! What a mouthful. Here’s the bottom line — I’m not responsible if you’re browsing around and the site somehow damages you or your computer or infects it with any nasty viruses. I just sure hope that doesn’t happen! 
4. There are no real or implied promises or refunds here. Everything is as it seems, straight forward, without apologies or guarantees.
5. Pictures of people or places shown on the site are either our property or someone else’s property that I’m using with their permission. No matter what, it’s definitely not your property. You or any of your net-friends can’t use it unless I said you could on this page or somewhere else on the site. So be careful, because unauthorized use may violate all sorts of nasty laws. Be smart and keep the stuff you download to yourself.
6. This site links out to and shares content from lots of other people and sites. While that’s cool, and I love it, it does not mean I agree with everything they say or stand for. Don’t blame me if some site you link to has stuff on it that offends you, or a training you take includes something that doesn’t sit right with you. Always go with your heart. 
7. I retain the right to add, remove, or change this page (and anything else on the site) at any time. If I do change this page, then you’re bound by (read: stuck with) those changes, too, whenever you visit our site.

If either of us wants to make something of it and wants to “sue” (a dirty word) then I have to follow these rules of engagement. (per the lawyers):

This Agreement is governed by the laws of the United States of America, without regard to principles of conflict of laws.

To the extent you have in any manner violated or threatened to violate Marnie.com and/or its affiliates’ intellectual property rights, Marnie.com and/or its affiliates may seek injunctive or other appropriate relief, and you consent to exclusive jurisdiction and venue in such courts.

Any other disputes will be resolved as follows:

If a dispute arises under this agreement, I agree to first try to resolve it with the help of a mutually agreed-upon mediator in the following location: The United States of America. Any costs and fees other than solicitors’ fees associated with the mediation will be shared equally by each of us.

If it proves impossible to arrive at a mutually satisfactory solution through mediation, I agree to submit the dispute to binding arbitration at the following location: The United States of America. Judgment upon the award rendered by the arbitration may be entered in any court with jurisdiction to do so.

If this all sounds un-Christlike, mean-spirited or unfriendly, you should have seen what the legal people gave to me in the first place! I had to remind them that human torture was outlawed in the USA.

Just know, you are welcome here and I’m excited to get to know you better over time.

Love in Christ,
Marnie Swedberg
www.Marnie.com
Gifts of Encouragement, Inc.

Need help? Use the contact option at the bottom of any page.